http://www.1stopfinanceshopuk.com/blog Just another WordPress weblog Fri, 11 May 2007 08:52:49 +0000 http://backend.userland.com/rss092 en Banks have increased their onslaught of credit card customers to offset losses due to increases in bad debts and the cap on overdraft fees. “The tactics used include the magically appearing annual membership fees, charges for pseudo-cash products such as credit-card cheques, and hidden catches in balance-transfer deals. The banks have been ... http://www.1stopfinanceshopuk.com/blog/banks-hitting-credit-card-customers-hard.html/ Consolidating bills is not an easy task, especially if you have a lot of debt.  The more debt you have the harder you may find it to obtain a debt consolidation loan at a low interest rate.  If you are not careful when selecting a consolidation loan, you could end ... http://www.1stopfinanceshopuk.com/blog/ways-to-consolidate-debt.html/ "The government is looking tired and stale, and Brown has been tarnished by that," said Peter Kellner, chairman of YouGov Plc, a polling company. "On its own, the budget won't be enough to turn around Brown's fortunes. It will be part of a bigger process to win back support." Debt reduction ... http://www.1stopfinanceshopuk.com/blog/government-budget-a-disappointment.html/ If you are a student in Uni, you are probably busy concentrating on your studies and trying to get an education that can benefit you for the future. A proper financial education is not one of the most important things on your mind.  However, it is during your time as ... http://www.1stopfinanceshopuk.com/blog/financial-tips-for-students.html/ The types of mortgages available in the UK have changed, forever.  Now, 8 out of 10 UK homeowner loans have terms exceeding 25 years. Two decades ago, the longest repayment term was 25-years. According to a report published by Moneyfacts.co.uk, one in four UK mortgage lenders now offer repayment terms spread ... http://www.1stopfinanceshopuk.com/blog/mortgage-lending-trends-changing-forever.html/ Are you are feeling weighed down by the debt on your credit cards and wondering how you will ever be able to pay off the debt with the amount of interest that you are currently paying on your card?  Maybe a credit card offering a 0% interest rate on balance ... http://www.1stopfinanceshopuk.com/blog/how-a-balance-transfer-works.html/ Debt statistics are updated monthly.  Government, banks, and loan firms use these numbers to determine how they do business.  Consumers can use these numbers to differentiate between ad copy - meant to sell products - and a real look at the UK economy The total UK personal debt exceeded £1.25 trillion.  ... http://www.1stopfinanceshopuk.com/blog/march-2007-debt-statistics.html/ If you enjoy travelling and do a lot of business or personal travel, then you may want to consider taking advantage of a travel credit card.  There are a number of different types of credit cards available to consumers, and one type of card is a travel credit card.  A ... http://www.1stopfinanceshopuk.com/blog/benefits-of-a-travel-credit-card.html/ The UK banks are preparing to defend their market against the same problems seen in the US sub-prime market. Will the US situation hit the UK? Boulger of mortgage broker John Charcol does not think so. ‘But it is something the regulators will be taking into account. A lot of borrowers ... http://www.1stopfinanceshopuk.com/blog/banks-preparing-for-sub-market-loan-crash.html/ If you are looking to get a loan, your credit history can have a big effect on the outcome of the loan.  If you have bad credit you will have to expect a higher interest rate, or you may be required to take out a secured loan.  That is why ... http://www.1stopfinanceshopuk.com/blog/building-good-credit.html/